Becky Green Realty's Blog

The Top 5 Mistakes Home Sellers Make

beckygreenrealty — Tue, 19 Jan 2010 13:23:16 +0000

The Top 5 Mistakes Home Sellers Make reported by www.smartmoney.com

Asking Too Much
Questioning the First Offer
Failing to Respond to All Offers
Paying for a Home Stager
Picking the Wrong Buyer

http://www.smartmoney.com/spending/deals/top-5-mistakes-home-sellers-make-23727/?page=2

Buying An Investment Property

beckygreenrealty — Thu, 07 Jan 2010 15:20:30 +0000

As a Realtor who also helps people invest in real estate, I’m often asked about the advantages and disadvantages of buying various types of dwellings. My standard answer is that it’s just too difficult – and even risky – to generalize without reference to specific properties, particularly in a market like this one.

In every case a lot of research must be done before you invest. There can be many considerations around financing, a property’s location and condition, its income potential, terms of use, holding costs, and much more.

So if you’ve thought about buying an investment property – and trust me, there are some great deals out there right now – please contact me any time. Through experience, I’ve come to know what to look for and what questions to ask. I can also help you make all the important calculations that could influence your final decision.

P.S. If you’d like me to send you regular “Best Investment Buys” lists, just let me know. Or if you have any family, friends or colleagues who are considering real estate as an investment, please have them contact me. I will treat them with world-class service.

Choosing A San Diego Home Is A Major Decision.

beckygreenrealty — Wed, 09 Dec 2009 15:46:53 +0000

Choosing a home is a major decision. That’s why I take the time to listen to my clients. By understanding each person’s needs and ideas, I can target certain homes in specific neighborhoods, and streamline their home buying process.

Maybe that’s why over 50% of my business comes from referrals.

I offer personal, timely service designed to pinpoint the perfect home for your unique needs and lifestyle, including:

In-depth interviews to help us target neighborhoods
School ratings, crime statistics, home values and other detailed community information
Daily e-mail messages that alert you to the newest home listings

Finding the best home for you is very important to me. Before you select a real estate professional, call me to find out more information on how I can help you.

How We Work To Get Your San Diego Home Sold

beckygreenrealty — Tue, 01 Dec 2009 23:04:16 +0000

There are many factors that go into the successful sale of a home for top dollar.

The home must receive maximum market exposure and also be presented in a way that highlights its unique character and features. There is also much the homeowner can do to improve the home’s saleability and create an appealing atmosphere during showings. Lastly, there’s the effective negotiation of the sale price, followed by an organized completion of the transaction.

We know how to handle every aspect of the sales process, from strategically marketing the home to making sure everything’s signed, sealed and delivered by the closing date. So when you decide to sell, please contact me. We’d like to put our skills, experience and network to work for you.

Client First Philosophy

beckygreenrealty — Tue, 17 Nov 2009 15:39:03 +0000

There are many qualities that go into being an excellent real estate professional: integrity, in-depth market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work. That said, throughout my career working in your area I’ve also found that providing high-quality service is essentially about putting my clients first – by keeping myself accessible, being a good listener and responding quickly to your needs

This “client first” philosophy has always been my approach. So when you decide to sell, please call or email me. I’ll provide first-class service that will help you get more money for your home and make the selling experience as enjoyable as possible.

New Listing 514 Camden El Cajon, CA 92020 San Diego County 090063617

beckygreenrealty — Thu, 12 Nov 2009 18:46:32 +0000

Unique Short Sale Opportunity to buy in a private cul-de-sac development of six wonderful family homes. Beautiful landscaping, modern homes in the heart of El Cajon High Ceilings and open floor plan prodive a wonderful background for any family to have new place to call home. Bring your offers today!

For Sale
List Price: $299,900
514 Camden El Cajon, CA 92020

Beds: 3
Baths: 2.5
Sq. Ft.: 1,682
$/Sq. Ft.: $178
Stories: 2
Year Built: 2002
Community: El Cajon
County: San Diego
MLS#: 090063617
Source: SANDICOR
Status: Active This listing is for sale and the sellers are accepting offers.

New Listing (24 hours)

Listing Agent: Darren Tunstall at 619-254-2153 | Email:dkt@darrentunstall.com
2nd Agent: Joseph Lerner at 619-249-6066 | Email: workingjoe@cox.net

or, Contact Your Realtor Today!

Here is a great example of “Why Pay Rent When You Can Own?”

beckygreenrealty — Wed, 11 Nov 2009 14:47:39 +0000

Here is a great example of “Why Pay Rent When You Can Own?”

If you took out a 30-year fixed-rate mortgage for $150,000 and made monthly mortgage payments of $900. You’d pay $324,000 in mortgage and interest payments over the life of the loan. And after 30 years you’d own a home with an appreciated value potential of $364,000 (at 3% annual appreciation). Keep in mind: Appreciation rates vary greatly based on local conditions.

Compare that to paying $800 per month in rent over 30 years! Even if your landlord improbably never raised rent, you would still spend $288,000 and own nothing!

In the long run, you’re probably losing money by renting instead of owning your own home. So wouldn’t you rather be building up equity in a home instead of giving your hard-earned money to your landlord?

I’m not sure if you know this, but one of the main advantages of owning your own home is that you become eligible for various tax benefits.

By the way, the financial net worth comparison, according to the U.S. Federal Reserve Board of Consumer Finance, the Average net worth of renters = $4,000; the Average net worth of home owners = $184,400.

Let us know what you think or how we can help.

Location, location, location

beckygreenrealty — Mon, 19 Oct 2009 22:55:40 +0000

Location, location, location

Where you buy not only affects the home’s current and future value, but it also affects your lifestyle. Your agent will be able to conduct a more targeted home search if you outline your preferences in neighborhoods and nearby amenities. Here’s a checklist of items you should consider and communicate to your chosen real estate agent.

Urban, suburban or rural
Commute time
School districts
Desirable neighborhoods
Proximity to the airport
Proximity to restaurants and retail
Access to major highways and thoroughfares
Access to public transportation
Health care facilities
Parks and recreation
Length of time you plan to live in the home (Your agent should be knowledgeable about growth trends and projections that could affect your investment.)

When you decide where you want to live, combine the location with how much you can afford and your wish list.

Creating Your Home Wish List

beckygreenrealty — Wed, 30 Sep 2009 16:20:00 +0000

Creating Your Home Wish List

Before the home search begins, your real estate agent will want to know as much as possible about the features and amenities you desire. To help your agent better serve you, analyze what you want and what you need in a home’s features and amenities.

Features:

Age: Do you prefer historic properties, or newer ones?
Style: Do you have a special preference for ranches, bungalows, or another style of construction?
Bedrooms: How many?
Bathrooms: How many? Are they updated?
Living and Dining Areas: A traditional, formal layout, or a more open, contemporary plan?
Stories: How many?
Square feet: How much space?
Ceilings: How high?
Kitchen: How big? Recently updated? Open to other living areas?
Storage: Big closets, a shed, an extra-large garage?
Parking: A garage or carport? Room for how many cars?
Extras: Attic or basement?

Amenities:

Office
Play/exercise room
Security system
Sprinkler system
Workshop/Studio
In-law suite
Fireplace
Pool
Hot tub
Sidewalk
Wooded lot
Patio, deck, or porch
Laundry room

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Deciding How Much House You Can Afford

beckygreenrealty — Tue, 29 Sep 2009 14:57:42 +0000

Your lender decides what you can borrow but you decide what you can afford.

Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected – for all the new opportunities your home will give you to spend money, from furnishings, to landscaping, to repairs.

Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow. An approved housing payment couldn’t be more than 28 percent of the buyer’s gross monthly income, and his or her total debt load, including car payments, student loans, and credit card payments, couldn’t be more than 36 percent. (In Canada lenders apply similar formulas to determine how much a buyer can afford. The Gross Debt Service ratio, or GDS, is not to exceed 32 percent of the buyer’s gross monthly income, and the Total Debt Service ratio, or TDS, is not to exceed 40 percent of the buyer’s total debt load.) As home prices have risen, some lenders have responded by stretching these ratios to as high as 50 percent. No matter how expensive your market though, we urge you to think carefully before stretching your budget quite so much.

Deciding how much you can afford should involve some careful attention to how your financial profile will change in the upcoming years. In the long run, your own peace of mind and security will matter most.

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